Plan ahead—Flexible Plan will be closed on Presidents’ Day (2/17)

Our offices will be closed on Monday, February 17, in observance of Presidents’ Day. Remember, clients can log in to at any time to access daily account information, statements, and news. Regular office hours will resume on Tuesday, February 18, along with the Weekly Update.

Even lower fees for QFC strategy investors

We’re excited to announce our new fee policy for investors with at least $150,000 invested in Quantified Fee Credit (QFC) strategies or at least $100,000 invested in Turnkey QFC strategies. Under this policy, we will waive 100% of the Flexible Plan Investments portion of the advisory fee on QFC strategies in excess of the subadvisory fees paid by the funds used in your account. Look for more information on the new policy in this quarter’s President’s Letter.

E*Trade change to transfer-out procedure

E*Trade Advisor Services now requires an original Medallion Signature Guarantee for all transfer-in-kind requests received outside of the ACATs system. In addition, all transfer-in-kind requests received via the ACATs systems will now be processed for transfer to new custodians. Accounts will only be sold to cash upon request. Requests to discontinue management prior to sending a transfer request will stop management services only and the account will remain in the last managed positions.

If you have any questions, please contact our Client Services team at 800-347-3539, extension 1.

New Quantified Funds

We are excited to announce the launch of several new Quantified Funds over the past few months. The Quantified Funds, which are subadvised by Flexible Plan Investments, use dynamic asset allocation to adjust to market environments. The Funds are used within many of our strategies, allowing them to deliver multiple levels of risk management and advisory fee credits to lower the cost of professional investment management.

The new Quantified Funds include the following:

  • Quantified Pattern Recognition Fund (QSPMX): a risk-managed fund that seeks capital appreciation.
  • Quantified Tactical Fixed Income Fund (QFITX): a risk-managed fund that seeks total return.
  • Quantified Evolution Plus Fund (QEVOX): a risk-managed fund that seeks capital appreciation.
  • Quantified Common Ground Fund (QCGDX): a risk-managed fund that seeks capital growth by investing in companies that satisfy both faith-based and socially responsible investing criteria.

For more information on the Quantified Funds, visit

2019 tax forms

Tax forms will be mailed and available online through E*Trade Advisor Services’ Liberty website on the following dates:

  • Form 1099-R: January 31, 2020.
  • All nonretirement account tax forms: February 15, 2020.
  • Required minimum distribution (RMD) letters will also be issued to clients on January 31, 2020.

Reminder: Recent legislation effective January 1, 2020, changed the RMD age from 70 1/2 to age 72. Therefore, anyone turning 70 1/2 after January 1, 2020, does not have to take an RMD until they turn 72.

Turbo Tax and H&R Block: Liberty tax imports

You can import tax information from the Liberty platform directly into Turbo Tax and H&R Block tax software. To do so, select “E*Trade Savings Bank” from the list of financial institutions. You will need to establish a Liberty login and password before completing the import process. Enter your Liberty login and password to begin importing the tax information. If you need assistance with your Liberty login or password, please contact our Client Services team at 800-347-3539, option 1. If you need assistance using the tax software, please use the support services for Turbo Tax and H&R Block. This service is not available in the free version of Turbo Tax.